Sr No. |
Particular |
Charges Amt. (In Rs.) |
SAVING A/C & CURRENT A/C MINIMUM BALANCE |
1. |
Saving Bank A/c without Cheque Book Facility ( Minimum Balance Rs. 500.00 ) |
Rs. 50 + GST (Every Quater on Averge Balance of Quater) |
2. |
Saving Bank A/c with Cheque Book OR ATM Facility ( Minimum Balance Rs. 1000.00 ) |
Rs. 100 + GST(Every Quater on Averge Balance of Quater) |
3. |
Current Bank A/c with Cheque Book OR ATM Facility ( Minimum Balance Rs. 2000.00 ) |
Rs. 200 + GST(Every Quater on Averge Balance of Quater) |
CHEQUE BOOK CHARGES |
1. |
Issue of Cheque Book |
Rs. 4 Per Cheque + GST |
2. |
Issue of Duplicate Statement |
Rs. 10 Per Page ( Maximum Rs. 200) + GST |
3. |
Issue of Loose Cheque leaves |
Rs. 20 Per Cheque + GST |
CHEQUE RETURN CHARGES |
1. |
Cheque Return Charges |
Rs. 300 Per Instrument + GST |
DD / PO COMMISSION |
1. |
DD- Issue – All Banks ( Maximum Commission Rs. 1000/-) |
Rs. 1 Per Thousand ( Minimum Rs. 20) + GST |
2. |
DD – Cancellation / Duplicate / Revalidation |
Rs. 100 Per Instrument + GST |
3. |
PO Issue |
Rs. 50 Per Instrument + GST |
4. |
PO – Cancellation / Duplicate / Revalidation |
Rs. 50 Per Instrument + GST |
NEFT / RTGS CHARGES |
1. |
Rs. 1 To Rs. 50000 |
Rs. 15 + GST |
2. |
Rs. 51000 To Rs. 100000 |
Rs. 21 + GST |
3. |
Rs. 100001 To Rs. 200000 |
Rs. 31 + GST |
4. |
Rs. 200001 To Rs. 400000 |
Rs. 56 + GST |
5. |
Rs. 400001 To Rs.............. |
Rs. 65 + GST |
ATM - CARD |
1. |
Issue of Debit Card / Exchange of old card – ATM |
Rs. 100 Per Card + GST |
2. |
ATM Card Annual Charges |
Rs. 100 Per Card + GST |
3. |
ATM Transation Charges |
|
|
A ) Metro city 3 Transation |
Free(Cash & Non Cash Tranasation ) |
|
B ) Other then Metro City |
Five Free (Cash & Non Cash Tranasation ) |
|
After Free Tranasation |
|
|
A) Cash Withdrawal |
Rs. 20+ GST ( Per Tranasation ) |
|
B) Non Cash Tranasation |
Rs. 10+ GST ( Per Tranasation ) |
|
ATM - Cash withdrawal Limits |
|
|
At a time |
Rs. 10000 ( Maximum Rs. 25000 Per Day ) |
4. |
SMS Charges |
Rs. 20 Per Quarter + GST |
MISCELLANEOUS |
1. |
Balance Certificate / Interest Certificate |
Free |
2. |
Account Clousre |
Rs. 150 Per A/c + GST |
3. |
Photo Attenstation / Singnature Attenstation |
Rs. 100 + GST |
4. |
Stop Payment Charges |
Rs. 100 Per Cheque + GST |
5. |
Dormat Account Charges – Half Yearaly |
Rs. 100 + GST |
6. |
No Dues Certificate |
Rs. 50 + GST |
7. |
Incidental Charges Current A/c & All Loan A/c ( Dt. 30 / 9 ) ( Except Loan A/c 173, 177, 179, 181, 182, 183, 184 ) |
Rs. 200 + GST |
8. |
Incidental Charges C.C. & Current A/c ( Dt. 31 / 3) |
Rs. 200 + GST |
9. |
Solvency Certificate |
Rs. 500 + GST |
10. |
Duplicate Pass Book Charges |
Rs. 70 + GST |
11. |
Loan Form Charges ( File shall be Provded by Bank ) |
Rs. 50 + GST |
LOCKER RENT PER YEAR |
1. |
Small Locker |
Rs. 600 Per Locker + GST |
2. |
Medium Locker |
Rs. 1200 Per Locker + GST |
3. |
Big Locker |
Rs. 1800 Per Locker + GST |
4. |
Jumbo Locker |
Rs. 5000 Per Locker + GST |
5. |
Loose of Locker Key / Break Open |
Rs. 1000 + GST + Actual Break Open Expenses |
GOLD LOAN PROCESSING CHARGES |
1. |
Loan Processing Charges – Upto Rs.50,000 To 2 Lakh |
Free |
2. |
Above Rs. 2 Lakh To Gold loan C.C. |
Rs. 100 + GST |
GENERAL LOAN PROCESSING CHARGES AND CIBIL CHARGES |
1. |
Loan Processing Charges – Upto Rs.100000.00 |
Rs. 400 + GST |
2. |
Above Rs. 1 Lakh |
Rs. 400 + Rs. 200 Per Lakh + GST ( Maximum Rs. 5000/-) |
3. |
CIBIL Charges |
Rs. 400 + GST |
NOTICES CHARGES TO DEFAULTERS |
1. |
Recovery Charges ( Bank Notice ) |
Rs. 250 + GST |